Retirement & Income Planning
At Merit Brokerage, our Retirement and Income Planning services are designed to help you move confidently toward a secure and fulfilling future.
We provide thoughtful guidance on retirement savings and investment strategies tailored to your goals, timeline, and comfort level.
By helping you better understand your finances, investments, and long-term income options, we simplify complex decisions and create clear, personalized plans that support lasting financial stability and peace of mind.
Medicare Supplements & Medicare Advantage Plans
Merit Brokerage specializes in Medicare Supplement and Medicare Advantage plans designed to help cover the gaps in Original Medicare—providing more complete coverage and greater peace of mind.
Our team takes the time to understand your healthcare needs and budget, then compares plans from multiple trusted carriers to find the best fit.
By shopping the market on your behalf, we help ensure you receive the right coverage at the most competitive premium possible, with clear, personalized guidance every step of the way.
Medicare Part D-Drug Coverage
Merit Brokerage provides guidance on Medicare Part D prescription drug coverage, helping clients better understand how this essential part of Medicare helps pay for necessary medications.
For those enrolled in Original Medicare (Parts A and B), we offer assistance with selecting stand-alone Prescription Drug Plans (PDPs) that align with individual medication needs and budgets.
By comparing available options, we help ensure you have the right coverage in place to manage costs and maintain peace of mind.
Dental & Vision
Merit Brokerage helps clients navigate dental and vision coverage options to ensure their healthcare needs are fully addressed.
Because Original Medicare Parts A and B do not cover routine dental or vision care, many individuals look for additional protection.
Some Medicare Advantage plans include dental and vision benefits, and we can also help you explore stand-alone options.
Our team works with you to customize coverage that fits your needs, preferences, and budget—so you can maintain your health with confidence and clarity.
Major Medical
Major Medical insurance provides comprehensive coverage for doctor visits, specialized care, prescriptions, and hospitalization—protecting you from the high costs of unexpected medical needs.
At Merit Brokerage, we compare plans from multiple carriers to find coverage that aligns with your individual healthcare needs and budget.
Every plan we offer meets Affordable Care Act (ACA) standards, ensuring you receive essential health benefits and dependable protection with confidence.
Life Insurance
Merit Brokerage understands the importance of life insurance in protecting the people and plans that matter most.
We offer a range of solutions—including Term Life, Whole Life, and Universal Life insurance—so you can choose coverage that aligns with your financial goals, timeline, and family’s needs.
Whether you’re seeking affordable temporary protection or lifelong coverage with added financial benefits, our team provides clear guidance to help you make a confident, informed decision.
Long Term Care
Merit Brokerage provides guidance on long-term care (LTC) coverage designed to support individuals facing chronic illness or disability.
Long-term care includes both medical and non-medical services that assist with everyday needs, helping maintain dignity and quality of life.
Most LTC plans help cover essential “Activities of Daily Living,” such as dressing, eating, bathing, transferring, toileting, and continence.
Our team works with you to explore options that protect your assets and provide peace of mind for the future.